TCP Consultants ("TCP") is not a licensed insurance agent or premium finance company and does not offer, negotiate, or provide insurance premium financing directly. TCP acts solely as an introducer of insured parties to a variety of licensed premium finance lenders.

Licensed Lenders Only: All financing options are offered exclusively by licensed third-party premium finance companies. The final financing party bears full responsibility for regulatory compliance, disclosure, and servicing of any premium finance agreement ("PFA").

No Binding Offers by TCP: TCP does not quote or guarantee finance terms. Any indicative figures provided prior to final documentation are for illustration only. All offers of financing are made directly by the lenders, subject to their review and approval.

Variation in Terms: The terms and conditions of any financing arrangement — including rates, down payments, installment schedules, fees, and cancellation policies — may vary significantly between lenders. These variations are driven by each lender's underwriting guidelines and state-specific regulatory requirements.

State-by-State Compliance: Each lender is solely responsible for ensuring that the structure, disclosure, and issuance of their premium finance agreements comply with the laws and regulations of the relevant state(s). TCP does not advise on, monitor, or guarantee such compliance.

Compensation Disclosure: TCP may receive a referral fee or other compensation from the lender for introducing clients. This compensation does not affect your financing terms and is disclosed in accordance with applicable law. You may request additional information about this arrangement at any time.

No Fiduciary or Advisory Relationship: TCP does not act as an agent, fiduciary, or financial advisor in connection with any insurance or finance decision. All decisions related to premium financing should be made with full understanding of the PFA terms and in consultation with your risk advisor.
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​*Any calculation contained herein is for illustration purposes only and may not be construed as an offer of financing. Actual results may vary based on such items as payment frequency, day count calculation and fixed or variable interest rate methodologies.

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